{"id":1313,"date":"2022-12-07T16:27:58","date_gmt":"2022-12-07T16:27:58","guid":{"rendered":"https:\/\/directdemenagement.com\/?p=1313"},"modified":"2022-12-07T20:40:49","modified_gmt":"2022-12-07T20:40:49","slug":"la-carte-de-credit","status":"publish","type":"post","link":"https:\/\/directdemenagement.com\/la-carte-de-credit\/","title":{"rendered":"La carte de cr\u00e9dit"},"content":{"rendered":"\n<p><strong>L<\/strong>a carte de cr\u00e9dit est tr\u00e8s r\u00e9pandue au Qu\u00e9bec, et son usage est ind\u00e9pendant de votre compte bancaire. Il s\u2019agit d\u2019une ligne de cr\u00e9dit qui vous est octroy\u00e9e personnellement (pas de carte de cr\u00e9dit pour deux personnes) en fonction de certains crit\u00e8res. &nbsp;C\u2019est pourquoi il peut \u00eatre difficile d\u2019obtenir une telle carte d\u00e8s votre arriv\u00e9e parce que votre conseiller ne vous conna\u00eet pas. Pour cela il y a la possibilit\u00e9 de bloquer une somme correspondante \u00e0 votre plafond de cr\u00e9dit. Et il est important d\u2019avoir le plus t\u00f4t possible votre ligne de cr\u00e9dit afin d\u2019alimenter votre cote de cr\u00e9dit. Cette carte vous permet d\u2019acqu\u00e9rir des biens et d\u2019en \u00e9taler le paiement si vous le souhaitez moyennant des frais d\u2019int\u00e9r\u00eat, alors renseignez-vous aupr\u00e8s de votre conseiller.<\/p>\n\n\n\n<p>Ensuite vous recevrez tous les mois un relev\u00e9 d\u00e9taill\u00e9 de votre carte de cr\u00e9dit, avec une date limite de paiement et un paiement minimum \u00e0 effectuer. Le bon conseil est de payer le solde en totalit\u00e9, et ainsi aucun int\u00e9r\u00eat ne vous sera charg\u00e9, et surtout vous recouvrez la totalit\u00e9 de votre limite de cr\u00e9dit. C\u2019est \u00e0 partir de cette carte de cr\u00e9dit que les \u00e9tablissements bancaires pourront vous obtenir des pr\u00eats.<\/p>\n\n\n\n<p>La carte de cr\u00e9dit permet \u00e9galement de faire vos achats Internet et les paiements \u00e0 l\u2019\u00e9tranger.<\/p>\n\n\n\n<p>Votre carte permet aussi de faire des retraits au guichet automatique. Mais ces retraits vous couteront des &nbsp;frais d\u2019int\u00e9r\u00eats, au taux de votre carte, \u00e0 partir du jour du retrait jusqu\u2019au jour du r\u00e8glement de votre compte. Pour les retraits nous vous conseillons de plut\u00f4t utiliser votre carte de d\u00e9bit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La carte de cr\u00e9dit est tr\u00e8s r\u00e9pandue au Qu\u00e9bec, et son usage est ind\u00e9pendant de votre compte bancaire. Il s\u2019agit d\u2019une ligne de cr\u00e9dit qui vous est octroy\u00e9e personnellement (pas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"_jf_save_progress":"","_jet_sm_ready_style":"","_jet_sm_style":"","_jet_sm_controls_values":"","_jet_sm_fonts_collection":"","_jet_sm_fonts_links":"","footnotes":""},"categories":[15,19],"tags":[],"_links":{"self":[{"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/posts\/1313"}],"collection":[{"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/comments?post=1313"}],"version-history":[{"count":1,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/posts\/1313\/revisions"}],"predecessor-version":[{"id":1314,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/posts\/1313\/revisions\/1314"}],"wp:attachment":[{"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/media?parent=1313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/categories?post=1313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/directdemenagement.com\/wp-json\/wp\/v2\/tags?post=1313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}